Public Consultation on Mortgage Lending

The CCPC published a public consultation on 20 February 2017 to gather views about the future of the Irish mortgage market.

The public consultation is a key input into a body of work being undertaken by the CCPC. This work was requested by the Government as part of the “Programme for a Partnership Government”. The CCPC is examining the market structure, legislation and regulation of the mortgage market in Ireland and will outline options on how Ireland can develop a better-functioning, more sustainable mortgage market.

Since formally commencing the study in December 2016, the CCPC has undertaken interviews and discussions with a wide range of stakeholders. Industry experts, existing mortgage providers, lenders in external markets and potential new entrants into the Irish market have all provided their insights and opinions. The CCPC has also met with consumer representatives, conducted focus groups with consumers, and consulted with researchers and academics.

Interested parties are invited to respond to the consultation in writing by no later than 5pm 20 March 2017.

On foot of the responses received, the CCPC will engage in further consultation and research before producing its final report in May 2017.            

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